The Nationwide Trends of Consumers Searching for Foreclosure, Refinance, and Short Sale - 2004 to YTD

This Foreclosure, Refinance, and Short Sale trend analysis provides an in-depth understanding of how consumers have been behaving from 2004-2009. You will notice at the same time as the housing bubble “popped” in 2007, more and more people were searching for foreclosure information, services and lawyers that could aid them through this tough time. Also, the term “refinance” or mortgage refinance has been searched much more in 2009 as more economic advisors suggested consumers to look into order to take advantage of the mortgage rates being at an all time low. Short sale has become much more popular in home mortgages, undergoing a dramatic increase of searches since mid-2007. According to the news, “foreclosure” was the most discussed and shared mortgage topic on the internet in the past 5 years, as well.

States	Short Sale	Foreclosure	Refinance
Nevada	0.3	1	0.34
Florida	0.24	0.91	0.26
Georgia	0.11	0.78	0.3
Arizona	0.26	0.77	0.31
Colorado	0.14	0.65	0.26
Michigan	0.13	0.65	0.19
District of Columbia	0.16	0.64	0.29
North Carolina	0.09	0.61	0.27
Minnesota	0.12	0.6	0.24
South Carolina	0.1	0.6	0.24

Cities	Short Sale	Foreclosure	Refinance
Las Vegas	0.28	1	0.32
Miami	0.24	0.97	0.21
Orlando	0.24	0.87	0.26
Tampa	0.23	0.82	0.26
Phoenix	0.26	0.77	0.29
Atlanta	0.11	0.75	0.29
Charlotte		0.72	0.3
Sacramento	0.25	0.72	0.27
Richardson	0.15	0.7	0.25
San Diego	0.23	0.65	0.26

A Closer look at California Short Sales, Foreclosure and Refinance Trends


City	Short Sale	Foreclosure	Refinance
Mcclellan	0.46	1	0.32
Rancho Santa Margarita	0.28	0.8	0.28
Stockton	0.23	0.79	0.27
Anaheim	0.25	0.75	0.43
Bakersfield		0.74	0.26
Sacramento	0.26	0.73	0.27
Riverside	0.19	0.7
Oakland	0.18	0.69	0.23
San Diego	0.23	0.66	0.26
San Mateo	0.2	0.66	0.44
In the city list above, two of the most populated cities of California; Los Angeles and San Jose, did not have trending data. In many situations, the cities with the largest population also have the largest search trends but that is not the case with California Mortgage Rates.
A Closer look at Illinois Refinance, Short Sale and Foreclosure Trends


City	Short Sale	Foreclosure	Refinance
Vernon Hills		1	0.53
Northbrook		0.84	0.29
West Chicago		0.58	0.24
Bloomington		0.54	0.33
Schaumburg		0.52	0.25
Rockford		0.47	0.26
Naperville	0.07	0.46	0.15
Elmhurst	0.08	0.46	0.17
North Chicago		0.46	0.25
Collinsville		0.42
In the list of cities above, two of the highest populated cities of Illinois; Chicago, and Aurora, did not have trend data. Most search data recommends the higher the population, the larger the search trends, but not with Illinois Mortgage Quote.
A Closer look at Texas Foreclosure, Refinance, and Short Sale Trends


City	Short Sale	Foreclosure	Refinance
Irving		1	0.48
Richardson	0.21	0.97	0.35
Plano	0.15	0.92	0.37
Arlington		0.84	0.44
Dallas	0.14	0.83	0.37
Houston	0.09	0.77	0.34
San Marcos		0.75	0.26
Ft Worth	0.08	0.73	0.34
Beaumont		0.68	0.25
Austin	0.1	0.64	0.33
In the city list above, one of the highest populated cities of Texas; San Antonio, did not have trending data. This shows us that the more populated cities in Texas make up for the most percent of search for Texas Mortgage Lenders.
A Closer look at New York Short Sale, Home Foreclosure and Mortgage Refinance Trends


City	Short Sale	Foreclosure	Refinance
Wappingers Falls		1	0.44
Islip		0.88	0.26
Freeport	0.19	0.74	0.36
Lynbrook		0.73	0.25
White Plains		0.71	0.34
Tarrytown		0.7	0.27
Roslyn Heights		0.66
Coram		0.65	0.28
Staten Island	0.11	0.64	0.23
Roslyn		0.62	0.29
In the list of cities above, the three highest populated cities of New York City, Brooklyn, Buffalo, did not have trend data. Most search data recommends the higher the population, the larger the search trends, but not with New York Mortgage Loans.
A Closer look at Florida Refinance, Short Sale and Foreclosure Trends


City	Short Sale	Foreclosure	Refinance
West Palm Beach		1
Ft Lauderdale	0.17	0.76	0.17
Pompano Beach	0.18	0.73
Boca Raton	0.19	0.72	0.17
Ormond Beach	0.23	0.72	0.15
Ft Myers	0.22	0.68
Naples	0.21	0.63	0.15
Miami	0.15	0.57	0.13
Jacksonville	0.12	0.54	0.19
Sarasota	0.16	0.52	0.14
In the city list above, one of the highest populated cities of Florida; Tampa, did not have trending data. This shows us that the more populated cities in Florida make up for the most percent of search for Florida Mortgage Refinance and other mortgage related services.
A Closer look at Pennsylvania Foreclosure, Refinancing and Short Sale Trends


City	Short Sale	Foreclosure	Refinance
Horsham		1
Zelienople		0.61
Levittown	0.11	0.52	0.21
Bala Cynwyd		0.52
Bethel Park		0.42
Wallingford		0.42	0.18
Malvern		0.41	0.28
Reading		0.41
Bensalem		0.4
Scranton		0.38	0.2
In the list of cities above, the three highest populated cities of Pennsylvania; Philadelphia, Pittsburgh, Allentown, did not have trend data. Most search data recommends the higher the population, the larger the search trends, but not with Pennsylvania Home Mortgage.
A Closer look at Arizona Short Sales, Foreclosures and Refinancing Trends


City	Short Sale	Foreclosure	Refinance
Kingman		1
Scottsdale	0.34	0.94	0.48
Ft Huachuca		0.87
Tempe	0.27	0.84	0.44
Chandler		0.78	0.47
Phoenix	0.25	0.72	0.27
Mesa		0.68
Pima		0.59
Tucson	0.17	0.54	0.23
In this list of cities, you will notice that all of the largest cities in Arizona have trending search data. It follows the theory that the cities with the highest population search for Arizona Mortgage Loan more than the smaller cities in Arizona.
A Closer look at Nevada Foreclosures, Refinance and Short Sale Trends


City	Short Sale	Foreclosure	Refinance
Las Vegas	0.28	1	0.32
Carson City		0.81
Reno	0.28	0.74	0.27
In the list of cities above, two of the highest populated cities of Nevada; Henderson and Paradise, did not have trend data. Most search data recommends the higher the population, the larger the search trends, but not with Nevada Mortgages.
A Closer look at Minnesota Foreclosures, Refinance and Short Sale Trends


City	Short Sale	Foreclosure	Refinance
Prior Lake		1
Eden Prairie		0.59
Hopkins		0.58	0.29
St Paul		0.57	0.22
Minneapolis	0.11	0.51
St Cloud		0.44	0.18
Rochester	0.08	0.43	0.19
Mankato		0.38
Duluth		0.33	0.19
In the list of cities above, two of the highest populated cities of Minnesota; Saint Paul and Rochester, did not have trend data. Most search data recommends the higher the population, the larger the search trends, but not with Minnesota Home Loans.
A Closer look at Missouri Short Sale, Foreclosure and Refinance Trends


City	Short Sale	Foreclosure	Refinance
Maryland Heights		1
Lees Summit		0.99	0.59
St Joseph		0.72
Independence		0.72	0.28
Wentzville		0.68
Kansas City	0.1	0.67	0.32
St Louis	0.12	0.58	0.27
Springfield		0.5	0.29
Warrensburg		0.47	0.25
Columbia		0.35	0.15
In this list of cities, you will notice that all of the largest cities in Missouri have trending search data. It follows the theory that the cities with the highest population search Missouri Mortgage Rates more than the smaller cities in Missouri.