30 Year Fixed
- 3.41 %
15 Year Fixed
- 2.84 %
1-Year ARM
- 4.06 %
5/1 ARM
- 2.81 %
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Find the Best Mortgage Rates in Oakland, California

Oakland is the eighth largest city in California and serves as the county seat of Alameda County.  Located in Northern California, Oakland occupies the San Francisco Bay Area, which is the sixth most populous metropolitan area in the United States.  In the entire United States, Oakland is the 44th largest city.

According to the census in 2000, Oakland’s population was 399,484, but a 2008 estimate places Oakland’s population at around 420,183.  One of the most ethnically diverse cities in the United States, Oakland has a racial makeup of 35.66% African American, 23.52% White, 0.66% Native American, 15.23% Asian American, 0.50% Pacific Islander, 11.66% from other races, 4.98% from two or more races, and 21.19% Hispanic.  Residents speak over 150 different languages in Oakland.  Oakland has the third highest concentration, behind San Francisco and Seattle, of gays and lesbians among the 50 largest United States cities.  One in every 41 couples in Oakland were a same-sex female partnership.

The median income for a household in Oakland is $40,055, and the median income for a family is $44,384.  Oakland’s per capita income is $21,433.  In Oakland, 16.2% of families and 19.4% of the population live below the poverty line.  Oakland’s current unemployment rate is 8.4%.

A major West Coast port, Oakland is home to several major corporations, such as Kaiser Permanente, Clorox, Dreyer’s, and Cost Plus World Markets.  Former major Brown’s “10k Plan” added large amounts of new multi-family housing and development, which stimulated the economy with an increase of both population and real estate prices.
 

Other California Mortgage Companies
ALPHA & OMEGA MORTGAGE CO
1125 83RD AVE
Oakland, California 94621
CUSTOM FINANCIAL SERVICES
6333 TELEGRAPH AVE STE 20
Oakland, California 94609
RVS REALTY & MORTGAGE CORP
505 14TH ST STE 950
Oakland, California 94612
UNITED FINANCIAL LOAN SERVICES
414 PENDLETON WAY STE 6
Oakland, California 94621
US REGIONAL FUNDING INC
925 JACKSON ST
Oakland, California 94607

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California Housing Statistics
OaklandCaliforniaUSA
Total Housing153,06912,214,549121,699,874
Total Urban153,03811,387,88794,464,240
Total Rural31826,66227,235,633
Occupied146,86411,502,870110,754,106
Vacant6,205711,67910,945,767
Owner Occupied62,8706,546,33473,306,541
Renter Occupied83,9944,956,53637,447,565
Vacant for Rent2,285190,3212,745,385
Vacant for Sale59992,1971,264,534
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