30 Year Fixed
- 3.41 %
15 Year Fixed
- 2.84 %
1-Year ARM
- 4.06 %
5/1 ARM
- 2.81 %
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Guide to Modesto Mortgage Rates and Brokers

Modesto serves as the county seat of Stanislaus County located in central California.  Modesto lies less than 2 hours away from many important locations in California, including Yosemite National Park, Sacramento, San Jose, and San Francisco.  Modesto boasts a Historic landmark known as the Mc Henry Mansion. 

In 2000, the census stated that the city population was 188,856, but current estimates place the population at roughly 206,300.  Nearly 70% of Modesto’s population is white, followed by Hispanics at 25.58%, African American at 3.97%, Asians at 6.03%, Native Americans at 1.24%, and Pacific Islanders at 0.5%.

In Modesto, the median income for a household is $40,394.  For a family, the median income is $45,681.  Modesto’s income per capita is $17,797.  In Modesto, 12.2% of families and 15.7% of the population live below the poverty line.

Living in a bedroom community, many Modesto residents, over 20%, commute outside the county to their place of employment.  Transportation provides many jobs to the Modesto community, which is served by one of the country’s busiest rail corridors.  The Amtrak San Joaquins line makes ten stops daily between Oakland and Bakersfield, and two stops between Sacramento and Bakersfield.
 
Sponsored California Mortgage Companies
All-American Mortgage
2301 Coffee Rd.
Modesto, California 95355
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California Mortgage Companies
Norcal Marketing LLC
292 test
Modesto, California 95355
(202) 222-2222
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WINCHESTER LENDING GROUP
426 14TH STREET SUITE 116
Modesto, California 95354
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Other California Mortgage Companies
DREAMLIFE FINANCIAL
1700 STNDFORD AVE STE 240
Modesto, California 95350
MJS ENTERPRISES
2700 TILBURG CIR
Modesto, California 95356
VALLEY WIDE FINANCIAL SERVICES
3520 OAKDALE RD STE C
Modesto, California 95357

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California Housing Statistics
ModestoCaliforniaUSA
Total Housing84,39712,214,549121,699,874
Total Urban80,90911,387,88794,464,240
Total Rural3,488826,66227,235,633
Occupied81,29411,502,870110,754,106
Vacant3,103711,67910,945,767
Owner Occupied48,4716,546,33473,306,541
Renter Occupied32,8234,956,53637,447,565
Vacant for Rent1,122190,3212,745,385
Vacant for Sale61092,1971,264,534
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