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Which Loan is Better?

Input
  Loan 1 Loan 2
Amount ($)
Interest (%) (%)
Loan Length (Yrs) (Yrs)
Points (%) (%)
Origination Fees (%) (%)
Closing Cost ($) ($)
Financial Analysis
  Loan 1 Loan 2
Monthly Payment $2,000.00 $3,000.00
Origination Fees $1,000.00 $1,250.00
Total Closing Cost $4,200.00 $4,950.00
Amount Financed $198,000.00 $197,000.00
Monthly Payment $1,235.26 $1,149.64
Total Monthly Payment $444,694.46 $413,869.87
Total Savings $0.00 $30,824.59

 
Mortgage
Rates
Loan Type
Today
1-Year ARM
5.46%
5/1 ARM
5.75%
15-Year Fixed
6.14%
30-Year Fixed
6.29%
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