Well Hello! Welcome to my mortgage blog here at eHome Mortgages. I am a veteran of the mortgage industry, priorly working as a real estate agent and a mortgage broker for several years. Now I write for eHome Mortgages sharing my insight in the industry to help others finally achieve the American Dream.

If you have any suggestions or idea's for what you would like me to blog on, or have a burning question you just need answered, let me know!
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The Mortgage Crisis Explained

The founding fathers of the United States wanted to create a financial system that would not allow private interests to impact national fiscal policy. Whether our current financial system represents that which the patriots of this nation had in mind when creating the initial banking system, or whether it represents exactly what they feared, is up to you.

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This infograph helps explain the subprime mortgage crisis which can be important to understand when applying for mortgage refinancing, or when applying for a new home mortgage. Understanding the big picture helps plan a new home loan, or deciding if you should refinance.

At eHomeMortgages we work with established financial experts and want you, the consumer, to have all the proper information when making a decision. If you have any specific questions thoughts, please leave a comment.

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Brokers, Bankers, and Lenders: Key Players In The Mortgage Transaction

by Adaeze April 7, 2009 | Mortgage Resources
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We break down the three key players in the mortgage transaction, their responsibilities and how it all works.

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Fixed vs. Adjustable Mortgage Rates – Which One is Right For You?

by Adaeze April 7, 2009 | Mortgage Rates

When you’re looking for a mortgage, lenders tend to promote two primary types of loans. Fixed Rate loans, and Adjustable Rate loans. Depending on economic conditions and terms, this could cost you or save you thousands. We explain it more in depth in this article.

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Home Equity Loans and Home Equity Lines of Credit

by Adaeze April 7, 2009 | Home Equity Loans

While they both seem the same, Home Equity Loans and Equity Lines of Credit are two different things. We explain them for you better in our article.

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Mortgage Calculators: Breaking It Down To The Bare Essentials

by Adaeze April 7, 2009 | Mortgage Resources

Do you know how Mortgage Calculators can help you figure out your budget before buying a home? We explain the different kinds of Calculators available, and what they help you do.

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